Construction projects are complex manufacturing and assembly of field operations, often faced with time and budget constraints. It usually has small problems, in need of repair or replacement. However, in a limited range of code (safety, health, transportation and building protection) which means that they have almost no application what is traditionally considered as "consumer protection." Therefore, development of the industry the way to deal with problem, some have been forced by the government.
Corporate guarantee
Standard warranty is one year from the date of the work of the main performance. Longer time may be in for some products and some of the work specified in the contract documents, no manufacturer's warranty issued to the owner. And equipment manufacturers from product protection varies, depending on the product's life expectancy.
Guarantee the insured person (voluntary)
The insured or third-party assurance program used in the housing industry. They must be legal in some provinces, and other countries on a voluntary basis.
Under these schemes, third-party companies agreed not to perform if the construction site to buyers of home builder's warranty. Different in terms of the country, but usually include one or two years, the overall labor and material warranty, coupled with major structural defects, at least until the end of the fifth year of coverage. Some programs have additional coverage; some of the available options for an additional premium.
Government must ensure that
Since 1999, in British Columbia and Quebec and Ontario since 1976, the provincial government has legislation that requires third-party guarantees or insurance cover some or all of the new house. Established in the three provinces covered by the application, enforcement, penalties and appeals, together with provincial standards and review of vendor behavior. They are in their application, methods and definitions are completely different.
Bond
Bonds is a subject (usually a contractor), the right person (usually the employer) and the tripartite contract between the surety company. In the performance bond, if the contractor does not fulfill the contract, the guarantor must correct the default. In the issuance of bonds, guarantees companies usually review the company's financial resources, personnel, management performance, and past experience. It can be used for new or smaller contractors is difficult to obtain bonds.
Property insurance
General property insurance is not intended to cover construction defects. However, it is from fire or other disasters damage to property under the protection of the owner.
Consulting
Consumer problems and uncertain of their rights and obligations, you can consult a legal expert familiar with the system. Useful general information, advice and support is also available from the Canadian consumer associations and other organizations. Homeowners in British Columbia Protection Agency also announced a new buyers guide.
